Best Transfer Partners for Amex Membership Rewards Points in 2026
American Express Membership Rewards can be transferred to 21+ airline and hotel partners, offering some of the highest redemption values in the credit card world. This deep-dive guide ranks the bes...
# Best Transfer Partners for Amex Membership Rewards Points in 2026
Last Updated: February 25, 2026
American Express Membership Rewards can be transferred to 21+ airline and hotel partners, offering some of the highest redemption values in the credit card world. This deep-dive guide ranks the best Amex transfer partners, reveals sweet spots, and shows you how to extract 2-10 cents per point value on premium redemptions.
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Quick Rankings: Best Amex Transfer Partners
| Rank | Partner | Type | Best For | Typical Value | Sweet Spots |
|---|---|---|---|---|---|
| ๐ฅ | Delta SkyMiles | Airlines | **US domestic + Europe** | 1.2-2.0ยข | Main cabin to Europe, domestic |
| ๐ฅ | Air Canada Aeroplan | Airlines | **Star Alliance** | 1.5-3.0ยข | Mini-RTW, premium cabins |
| ๐ฅ | Virgin Atlantic | Airlines | **Transatlantic** | 2.0-6.0ยข | Upper Class, ANA first |
| 4๏ธโฃ | ANA Mileage Club | Airlines | **Japan/Asia premium** | 2.0-8.0ยข | First class, Japan domestic |
| 5๏ธโฃ | Hilton Honors | Hotels | **Budget hotels** | 0.5-1.0ยข | 1:2 ratio bulk transfers |
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Complete Transfer Partner List
Airlines (17 Partners)
- Delta SkyMiles โญ
- Air Canada Aeroplan โญ
- Virgin Atlantic Flying Club โญ
- ANA Mileage Club โญ
- British Airways Executive Club
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
- Emirates Skywards
- Etihad Guest
- Air France-KLM Flying Blue
- Avianca LifeMiles
- Iberia Plus
- JetBlue TrueBlue
- Hawaiian Airlines HawaiianMiles
- El Al Matmid
- Aeromexico Club Premier
- Qatar Airways Privilege Club
Hotels (4 Partners)
- Hilton Honors (1:2 transfer ratio)
- Marriott Bonvoy
- Choice Privileges
- Radisson Rewards Americas
Transfer ratio: 1:1 for airlines, 1:2 for Hilton
Transfer time: Instant to 2-3 days depending on partner
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Detailed Partner Reviews
๐ฅ #1: Delta SkyMiles - Best Overall Amex Transfer Partner
Why It's #1: Only transferable currency to Delta + excellent US domestic and international value.
#### Transfer Details
- Ratio: 1:1 (1,000 Amex points = 1,000 Delta miles)
- Transfer time: Instant
- Minimum: 1,000 points
- Exclusive: Amex is the ONLY credit card that transfers to Delta
#### Award Pricing (Dynamic)
Delta uses dynamic pricing (no fixed chart), but typical ranges:
| Route | Economy | Premium Economy | Business/First |
|---|---|---|---|
| **US Domestic Short** | 8,000-15,000 | 15,000-25,000 | 25,000-50,000 |
| **US Domestic Cross-country** | 12,000-30,000 | 25,000-50,000 | 50,000-100,000 |
| **US - Europe** | 30,000-75,000 | 50,000-100,000 | 80,000-200,000 |
| **US - Asia** | 40,000-100,000 | 70,000-140,000 | 100,000-250,000 |
| **US - South America** | 30,000-60,000 | 50,000-90,000 | 80,000-150,000 |
Note: Prices fluctuate. Book during sales or off-peak for best value.
#### Sweet Spots
US to Europe Main Cabin:
- Off-peak: 30,000-50,000 miles one-way
- $600-1,000 cash value
- Value: 1.5-2.0ยข per mile
Examples:
- NYC to London: 40,000 miles ($700 ticket) = 1.75ยข per point
- Atlanta to Paris: 35,000 miles ($650 ticket) = 1.86ยข per point
- LA to Amsterdam: 45,000 miles ($800 ticket) = 1.78ยข per point
US Domestic Short-Haul:
- 8,000-12,000 miles
- $150-250 cash value
- Value: 1.5-2.0ยข per mile
Examples:
- NYC to Florida: 10,000 miles ($180 ticket) = 1.8ยข per point
- LA to Seattle: 8,000 miles ($120 ticket) = 1.5ยข per point
Partner Airlines (Best value):
- Air France/KLM to Europe
- Virgin Atlantic to UK
- Korean Air to Asia
- Often better availability than Delta metal
Flash sales:
- Delta occasionally runs 15% off award sales
- Example: 50,000 to Europe becomes 42,500
- Improves value to 2.0ยข+ per mile
#### Why Delta Is Best Amex Partner
Exclusivity:
- ONLY transferable currency to Delta
- If you fly Delta, must use Amex
- Huge advantage for Delta loyalists
Extensive network:
- 300+ US destinations
- 1,000+ worldwide (with partners)
- Covers most travel needs
SkyMiles don't expire:
- No expiration if account active
- Safe to stockpile miles
- Flexibility for long-term planning
SkyTeam alliance:
- Air France, KLM, Virgin Atlantic, Korean Air
- Book partners with Delta miles
- Access to premium cabins
Good availability:
- More award seats than United/American often
- Especially on Delta-operated flights
- Easy to find space
#### Weaknesses
Dynamic pricing:
- No fixed award chart
- Prices can be high during peak times
- Must search for deals
Devaluations:
- Delta has devalued multiple times
- Prices creep up over time
- Use miles, don't hoard
Fuel surcharges:
- High on some partners (Air France)
- Can add $200-400 to "free" flights
- Avoid or minimize with routing
Verdict: Best Amex partner for US domestic travel and Delta loyalists. Excellent value if you're strategic.
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๐ฅ #2: Air Canada Aeroplan - Best Star Alliance Access
Why It's Great: Access to Star Alliance, mini-RTW routes, premium cabin sweet spots.
#### Transfer Details
- Ratio: 1:1
- Transfer time: Instant
- Minimum: 1,000 points
#### Award Chart (Selected Routes)
| Route | Economy | Business | First |
|---|---|---|---|
| **North America (under 500 mi)** | 6,000-10,000 | 15,000-20,000 | N/A |
| **US - Europe** | 30,000-60,000 | 60,000-70,000 | 85,000-110,000 |
| **US - Asia** | 35,000-75,000 | 75,000-90,000 | 100,000-125,000 |
| **US - South America** | 25,000-45,000 | 55,000-65,000 | N/A |
| **Europe - Asia** | 30,000-55,000 | 55,000-70,000 | 85,000-100,000 |
Note: Dynamic pricing, but more predictable than Delta.
#### Sweet Spots
Mini Round-The-World (RTW):
- Visit multiple continents on one award
- Example: US โ Europe โ Asia โ US
- Business class: 110,000-160,000 miles
- $8,000-15,000 cash value
- Value: 5-10ยข per point
US to Europe Business:
- 60,000-70,000 miles one-way
- $2,500-4,500 cash value
- Value: 3.5-6.5ยข per point
Examples:
- NYC to Zurich on Swiss business: 70,000 miles ($4,000 value) = 5.7ยข per point
- San Francisco to Frankfurt on Lufthansa: 70,000 miles ($3,500 value) = 5ยข per point
ANA Business Class via Aeroplan:
- US to Japan: 75,000-90,000 miles business
- $5,000-7,000 cash value
- Value: 5.5-7.8ยข per point
- Better availability than booking ANA direct
Short-haul economy:
- Under 500 miles: 6,000 miles
- $100-150 value
- Value: 1.7-2.5ยข per point
#### Why Aeroplan Is Excellent
Star Alliance access:
- 26 airlines (United, Lufthansa, ANA, Swiss, etc.)
- Widest airline alliance
- Book any Star Alliance flight
Stopover policy:
- One free stopover on round-trips
- Visit 2+ cities for one award price
- Massive value multiplier
Fixed(ish) pricing:
- More predictable than Delta
- Dynamic, but within ranges
- Can plan ahead better
Premium cabin value:
- Business/First to Europe, Asia
- 3-8ยข per point common
- Best use of Amex points
#### Best Uses
Round-the-world trips:
- Visit multiple continents
- Stopover in Europe, continue to Asia
- Business class for 110,000-160,000 miles
Europe business class:
- Lufthansa, Swiss, Austrian
- Excellent hard product
- 60,000-70,000 miles one-way
Short-haul economy:
- US domestic on United
- Canada domestic on Air Canada
- 6,000-10,000 miles
Verdict: Best for Star Alliance travelers wanting premium cabins and multi-city routing. Incredible value for complex itineraries.
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๐ฅ #3: Virgin Atlantic Flying Club - Best Transatlantic
Why It's Great: Amazing Upper Class (business) value, unique ANA transfer sweet spot.
#### Transfer Details
- Ratio: 1:1
- Transfer time: Instant
- Minimum: 1,000 points
#### Award Chart (Selected Routes)
| Route | Economy | Premium Economy | Upper Class (Business) |
|---|---|---|---|
| **US East Coast - UK** | 30,000-50,000 | 50,000-80,000 | 50,000 |
| **US West Coast - UK** | 40,000-65,000 | 65,000-100,000 | 62,500 |
| **US - Caribbean** | 15,000-25,000 | 25,000-40,000 | 40,000 |
| **US - Japan (ANA)** | 35,000 | 60,000 | 95,000 (110,000 RT) |
| **ANA First Class** | N/A | N/A | 110,000 one-way |
#### Sweet Spots
Virgin Atlantic Upper Class (Transatlantic) (BEST VALUE):
- US East Coast to UK: 50,000 miles one-way
- $2,500-4,000 cash value
- Value: 5-8ยข per mile
Examples:
- NYC to London Upper Class: 50,000 miles ($3,500+ value) = 7ยข per point
- Boston to London Upper Class: 50,000 miles ($3,000+ value) = 6ยข per point
- Round-trip: 100,000 miles vs $6,000-8,000 cash
Why Virgin Upper Class is incredible:
- Lie-flat seats
- On-board bar
- Excellent service
- Premium lounges (Clubhouse)
- Private car to airport (some routes)
ANA First Class via Virgin (ULTIMATE SWEET SPOT):
- US to Japan ANA first: 110,000 miles one-way
- $10,000-15,000 cash value
- Value: 9-14ยข per mile
- Best use of Amex points possible
ANA Business Class via Virgin:
- US to Japan ANA business: 95,000 miles one-way (110,000 round-trip!)
- $5,000-7,000 cash value
- Value: 5-7ยข per mile
- Better than booking ANA direct
Why ANA via Virgin is amazing:
- Cheaper than booking through ANA Miles Club
- Excellent availability
- ANA has world's best premium cabins
- 110,000 RT vs 180,000+ other programs
#### Best Uses
Transatlantic business class:
- Virgin Upper Class NYC/Boston to London
- 50,000 miles one-way
- Premium experience for reasonable miles
ANA First Class to Japan:
- 110,000 miles one-way
- Once-in-a-lifetime experience
- Best redemption in points world
Delta flights to Caribbean:
- Virgin allows booking Delta
- 15,000-25,000 economy
- Good for beach vacations
Verdict: Best for transatlantic premium travel and ANA flights to Asia. The Upper Class and ANA sweet spots alone make this a top-tier partner.
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4๏ธโฃ ANA Mileage Club - Best Asia Premium Cabins
Why It's Great: Exceptional business/first class, Japan domestic pass, Star Alliance.
#### Transfer Details
- Ratio: 1:1
- Transfer time: 1-2 days
- Minimum: 1,000 points
#### Award Chart (One-Way)
| Route | Economy | Business | First |
|---|---|---|---|
| **US - Japan** | 35,000-50,000 | 85,000-95,000 | 120,000-155,000 |
| **US - Asia** | 35,000-55,000 | 90,000-110,000 | 125,000-165,000 |
| **Japan Domestic** | 5,000-12,000 | N/A | N/A |
| **Asia - Europe** | 30,000-45,000 | 75,000-90,000 | 100,000-120,000 |
Note: Distance-based award chart, very predictable.
#### Sweet Spots
ANA First Class (The Room):
- US to Japan: 120,000-155,000 miles
- $12,000-20,000 cash value
- Value: 10-13ยข per mile
- Best first class in the sky
ANA Business Class:
- US to Japan: 85,000-95,000 miles
- $5,000-8,000 cash value
- Value: 5-8ยข per mile
- Excellent hard product
Japan Domestic Pass:
- 5,000-12,000 miles per flight
- $150-400 cash value
- Can add to international award
- Great for exploring Japan
Star Alliance partners:
- Book United, Lufthansa, Swiss
- Good for premium cabins
- Often better availability than airline direct
Examples:
- NYC to Tokyo ANA first: 120,000 miles ($15,000 value) = 12.5ยข per point
- LA to Tokyo ANA business: 85,000 miles ($6,000 value) = 7ยข per point
- Tokyo to Osaka domestic: 5,000 miles ($200 value) = 4ยข per point
#### Why ANA Is Excellent
Best premium cabins:
- "The Room" first class (private suites)
- Business class (lie-flat, direct aisle access)
- Exceptional service
- Top-rated food
Predictable pricing:
- Distance-based chart
- No dynamic pricing
- Can calculate costs exactly
Good availability:
- ANA releases space to partners
- Easier than booking ANA.com
- Plan ahead for best results
Japan domestic add-on:
- 5,000-mile flights within Japan
- Can tack onto international award
- Explore Tokyo, Kyoto, Osaka, etc.
#### Best Uses
First class to Japan:
- 120,000-155,000 miles
- Best use of points in existence
- Bucket list experience
Business class to Asia:
- 85,000-110,000 miles
- Long-haul comfort essential
- Excellent value
Japan domestic travel:
- 5,000-12,000 miles per flight
- Better than trains sometimes
- See more of Japan
Verdict: Best for Asia premium travel. If you're going to Japan or Asia in business/first, ANA is unbeatable.
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5๏ธโฃ Hilton Honors - Best Budget Hotel Partner
Why It's Here: 1:2 transfer ratio makes bulk transfers valuable for budget hotels.
#### Transfer Details
- Ratio: 1:2 (1,000 Amex points = 2,000 Hilton points) โญ
- Transfer time: Instant
- Minimum: 1,000 points (becomes 2,000 Hilton)
- Bonus: Occasional 20-30% transfer bonuses
#### Award Pricing (Points per Night)
| Category | Standard | Premium | Weekend Night Reward |
|---|---|---|---|
| **Category 1** | 5,000-10,000 | 7,500-15,000 | 5,000 |
| **Category 2** | 10,000-20,000 | 15,000-30,000 | 10,000 |
| **Category 3** | 20,000-30,000 | 30,000-45,000 | 15,000 |
| **Category 4** | 25,000-40,000 | 37,500-60,000 | 20,000 |
| **Category 5** | 30,000-50,000 | 45,000-75,000 | 30,000 |
| **Category 6** | 40,000-60,000 | 60,000-90,000 | 40,000 |
| **Category 7** | 50,000-70,000 | 75,000-105,000 | 50,000 |
| **Category 8** | 70,000-95,000 | 105,000-142,500 | 70,000 |
Note: Dynamic pricing within ranges.
#### Sweet Spots
Category 1-2 Hotels:
- Hampton Inn, Hilton Garden Inn
- 10,000-20,000 Hilton points/night
- = 5,000-10,000 Amex points
- $80-150 cash price
- Value: 0.8-1.5ยข per Amex point
Examples:
- Hampton Inn suburban: 10,000 Hilton (5,000 Amex) for $100 hotel = 2ยข per Amex point
- Hilton Garden Inn: 20,000 Hilton (10,000 Amex) for $150 hotel = 1.5ยข per Amex point
Transfer bonuses:
- Occasional 20-30% bonus
- Example: 50,000 Amex โ 130,000 Hilton (with 30% bonus)
- Improves value significantly
5th night free:
- Book 5 nights, pay for 4
- On standard awards only
- Effectively 20% discount
Weekend Night Rewards:
- Cheaper rates Friday-Sunday
- Category 1: 5,000 Hilton (2,500 Amex)
- Often $80-120 hotels
- Value: 3-5ยข per Amex point
#### Why Hilton Has Value
1:2 transfer ratio:
- Doubles your points instantly
- Makes budget hotels affordable
- 50,000 Amex = 100,000 Hilton = 5-10 free nights
Huge hotel network:
- 7,000+ properties worldwide
- Hampton, Garden Inn, Doubletree, Conrad, Waldorf
- Budget to luxury options
No award blackouts:
- If standard room available, can book
- Dynamic pricing but always bookable
Diamond status perks:
- Free breakfast
- Lounge access
- Room upgrades
- Earned via credit card
#### Weaknesses
Low point value:
- Hilton points worth 0.5ยข each
- After 1:2 ratio, Amex points = 1ยข
- Worse than airline transfers (1.5-3ยข)
Dynamic pricing creeping:
- Prices increasing over time
- Less predictable
Devaluations:
- Hilton has devalued multiple times
- Use points, don't hoard
Better alternatives exist:
- Hyatt (via Chase) better value
- Marriott (via Amex) similar value
- Only use if no other options
#### Best Uses
Budget hotel stays:
- Hampton Inn, Garden Inn
- 5,000-10,000 Amex for $100-150 hotels
- Good for road trips, family travel
Extended stays:
- 5th night free on 5-night bookings
- Makes long stays affordable
- Use points for accommodations
International travel:
- Hilton everywhere globally
- Familiar US brand abroad
- Reliable quality
Transfer bonuses:
- ONLY transfer during 20-30% bonuses
- Improves value to 1.3-1.6ยข per Amex point
- Check for promos before transferring
Verdict: Use Hilton for budget hotels during transfer bonuses only. Better airline options exist otherwise.
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Other Notable Partners
British Airways Executive Club
Sweet spot: Short-haul flights on American Airlines
- US West Coast to Hawaii: 13,000 economy, 25,000 business
- East Coast short-hops: 7,500-13,000
- Distance-based, good for short flights
Downside: High fuel surcharges on BA flights
Best use: American Airlines domestic/short-haul
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Singapore Airlines KrisFlyer
Sweet spot: Premium cabins to Asia
- US to Asia business: 90,000-95,000 miles
- Suites (first): 130,000-155,000 miles
- World-class product
Same as Chase [transfer partner](/glossary#transfer-partner "Transfer Partner - Glossary Definition"): No unique advantage
Best use: If you don't have Chase, use for SQ premium cabins
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Avianca LifeMiles
Sweet spot: Star Alliance business class deals
- US to Europe business: 63,000-87,000 miles
- No fuel surcharges on most partners
- Can be cheaper than United/Aeroplan
Unpredictable: Frequent devaluations, program changes
Best use: Star Alliance long-haul when on sale
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JetBlue TrueBlue
Sweet spot: East Coast to Caribbean
- 20,000-40,000 miles
- Good for beach vacations
- Fixed value ~1.4ยข per mile
Same as Chase transfer partner
Best use: NYC/Boston to Caribbean
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Marriott Bonvoy
Avoid: Poor transfer value
- 1:1 ratio (like Amex points)
- But Marriott points worth 0.7-1.0ยข
- Worse than using Amex portal
Only use: If you need Marriott specifically (SPG luxury)
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Transfer Partner Strategy Guide
Best Value Tiers
Exceptional (3ยข+ per point):
- Virgin Atlantic Upper Class: 5-8ยข
- ANA First Class: 9-14ยข
- Air Canada mini-RTW business: 5-10ยข
- Aeroplan business to Europe: 3.5-6.5ยข
Great value (1.5-3ยข per point):
- Delta to Europe: 1.5-2.0ยข
- Air Canada business: 2.0-3.0ยข
- Virgin Atlantic premium economy: 1.8-2.5ยข
- ANA business class: 5-8ยข
Good value (1.2-1.5ยข per point):
- Delta domestic: 1.2-1.8ยข
- JetBlue: 1.3-1.5ยข
- Hilton (with bonuses): 1.3-1.6ยข
Poor value (under 1ยข per point):
- Marriott: 0.7-1.0ยข
- Hilton (no bonus): 0.8-1.2ยข
- British Airways with surcharges: 0.5-1.0ยข
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When to Transfer vs Portal
Use Amex portal (RARELY):
- Portal value is only 1ยข per point (0.7ยข without Platinum)
- Almost never the best option
- Only use for last-minute cash bookings
Transfer to partners when:
- You can get 1.5ยข+ per point
- Award space available
- Premium cabins (3-8ยข+ value)
- Delta/Air Canada flights
Strategy: Almost always transfer to partners. Amex portal is weak.
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How to Search Award Availability
Delta:
- Log into Delta.com
- Search flights with "Shop with Miles"
- See miles price immediately
- Book if good value (1.5ยข+)
Air Canada:
- Go to AirCanada.com
- Log in to Aeroplan
- Search award flights
- Check availability before transferring
Virgin Atlantic:
- Go to VirginAtlantic.com
- Search reward flights
- Check Upper Class availability
- For ANA flights, search ANA.co.jp first
ANA:
- Search ANA.co.jp for availability
- Then book through ANA or Virgin
- Don't transfer until space confirmed
Pro tip: ALWAYS confirm award space BEFORE transferring. Transfers are irreversible.
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Real Redemption Examples
Example 1: NYC to London Round-Trip in Business
Trip: 2 people, round-trip business class
Option A: Cash
- Virgin Upper Class: $6,000 ร 2 = $12,000
Option B: Virgin Atlantic Miles
- 50,000 miles each way ร 2 people = 200,000 miles
- Transfer 200,000 Amex points
- Value: 6ยข per point
Option C: Air Canada Business
- 60,000-70,000 miles each way ร 2 = 240,000-280,000 miles
- Less availability than Virgin
- Value: 4.3-5ยข per point
Best choice: Virgin Atlantic (better value + Upper Class experience)
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Example 2: Family Trip to Japan
Trip: Family of 4, round-trip economy to Tokyo
Option A: Cash
- Flights: $4,000 (4 people at $1,000 each)
Option B: ANA Economy
- 50,000 miles RT ร 4 = 200,000 miles
- Transfer 200,000 Amex points
- Value: 2ยข per point
Option C: Delta via Virgin
- 70,000-80,000 miles RT ร 4 = 280,000-320,000 miles
- Value: 1.25-1.4ยข per point
Option D: Air Canada Economy
- 70,000 miles RT ร 4 = 280,000 miles
- Value: 1.4ยข per point
Best choice: ANA (best value + service)
---
Example 3: Luxury Honeymoon to Maldives
Trip: 2 people, round-trip business class + hotels
Option A: Cash
- Flights business: $10,000 (2 people)
- Hotels: $5,000 (5 nights)
- Total: $15,000
Option B: Points
- Flights: ANA business via Singapore 95,000 ร 2 = 190,000 Amex ($10,000 value)
- Hotels: Hilton 50,000 Hilton/night ร 5 = 250,000 Hilton = 125,000 Amex ($5,000 value)
- Total: 315,000 Amex points
Value: 4.8ยข per point average
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Frequently Asked Questions
Can I transfer points back from airlines/hotels?
No. All transfers are permanent and one-way.
Always: Confirm award availability before transferring.
---
Which Amex cards earn Membership Rewards?
Personal:
- Amex Platinum ($695 fee)
- Amex Gold ($250 fee)
- Amex Green ($150 fee)
- Amex EveryDay Preferred ($95 fee)
- Amex EveryDay (no fee)
Business:
- Business Platinum ($695)
- Business Gold ($375)
- Blue Business Plus (no fee)
---
Should I hoard Amex points or use them?
Use them strategically:
- Programs devalue constantly
- Delta, Virgin, ANA all have devalued
- Transfer when you have a specific redemption
- Don't stockpile excessively
But also:
- Save enough for big trips (200K-300K)
- Premium cabins require large balances
- Balance between using and saving
---
How do I get the most value?
Focus on premium cabins:
- Economy rarely beats 2ยข per point
- Business class: 3-8ยข per point common
- First class: 8-14ยข per point possible
Use sweet spots:
- Virgin Upper Class transatlantic (6-8ยข)
- ANA first to Japan (10-14ยข)
- Air Canada mini-RTW (5-10ยข)
Avoid:
- Marriott transfers
- Hilton without bonuses
- Economy unless no other options
---
Bottom Line: Best Amex Transfer Strategy
Our Recommended Approach
For US domestic: Transfer to Delta
- Only option for Delta flights
- Good value (1.2-1.8ยข)
- Extensive network
For transatlantic: Transfer to Virgin Atlantic
- Upper Class business: 50,000 miles
- Exceptional value (6-8ยข)
- Premium experience
For Asia premium: Transfer to ANA or Virgin
- ANA first class: 120,000 miles (10-14ยข value)
- Virgin for ANA flights: 110,000 miles (9-13ยข value)
- World-class product
For Star Alliance: Transfer to Air Canada Aeroplan
- Best award routing flexibility
- Mini-RTW trips
- Good availability
For hotels: Transfer to Hilton during bonuses ONLY
- Wait for 20-30% bonuses
- Budget hotels only
- Better airline options exist
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Quick Decision Tree
Need flights?
- Delta routes? โ Delta SkyMiles
- Star Alliance? โ Air Canada Aeroplan
- Transatlantic business? โ Virgin Atlantic
- Asia premium? โ ANA or Virgin
- Caribbean? โ JetBlue or Delta
Need hotels?
- Wait for Hilton transfer bonus
- Otherwise use another card (Chase โ Hyatt)
Not sure?
- Don't transfer yet
- Keep points in Amex
- Research award availability first
Want maximum value?
- Focus on premium cabins
- Virgin Upper Class (6-8ยข)
- ANA first class (10-14ยข)
- Air Canada business (5-8ยข)
---
Related Articles
- Ultimate Rewards vs Membership Rewards
- Best Chase Transfer Partners
- Amex Gold Card Review
- Amex Platinum Review
- How to Maximize Credit Card Rewards
- Best Travel Credit Cards 2026
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*Disclaimer: Award availability, transfer ratios, and partner programs subject to change. Always verify current award pricing and availability before transferring points. Point values shown are estimates based on typical redemptions as of February 2026.*
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