Issuer Profiles

Credit Card Issuers

Understand each major card issuer, their rewards programs, special application rules, and which cards they offer. Knowledge of issuer rules is key to a successful credit card strategy.

8 Issuers

Card Lineups

Rewards Programs

Special Rules

4 cards

Chase

New York, NYEst. 1799

Travelers who value transfer partners and want a comprehensive rewards ecosystem with cards at every price point.

Rewards Program

Chase Ultimate Rewards

Industry-leading Ultimate Rewards transf...Flexible points ecosystem across consume...

View Issuer Profile

4 cards

American Express

New York, NYEst. 1850

Premium travelers and high spenders who value lounge access, statement credits, and are willing to pay higher annual fees for top-tier benefits.

Rewards Program

Membership Rewards

Best-in-class customer service and purch...Membership Rewards has 20+ airline and h...

View Issuer Profile

3 cards

Capital One

McLean, VAEst. 1994

Travelers who want simple rewards with no foreign transaction fees and are building a travel rewards portfolio without complex rules.

Rewards Program

Capital One Miles

No foreign transaction fees on any card ...Growing transfer partner network (18+ ai...

View Issuer Profile

3 cards

Citi

New York, NYEst. 1812

Everyday spenders who want strong cash back cards with no annual fees, or travelers looking for an alternative to Chase Ultimate Rewards.

Rewards Program

Citi ThankYou Rewards

ThankYou Rewards transfer partners inclu...Double Cash and Custom Cash offer best-i...

View Issuer Profile

2 cards

Discover

Riverwoods, ILEst. 1985

Credit-building beginners, students, and people who want straightforward cash back with no fees and the Cashback Match bonus.

Rewards Program

Cashback Bonus

Cashback Match doubles all rewards in ye...Zero annual fees across the entire card ...

View Issuer Profile

2 cards

Bank of America

Charlotte, NCEst. 1904

Existing Bank of America and Merrill Lynch customers with significant balances who can unlock Preferred Rewards boosted earning rates.

Rewards Program

Preferred Rewards

Preferred Rewards program can boost earn...Choose-your-own 3% category on Customize...

View Issuer Profile

1 card

Wells Fargo

San Francisco, CAEst. 1852

People who want a simple, no-fee 2% cash back card with a generous intro APR and cell phone protection.

Rewards Program

Wells Fargo Rewards

Active Cash offers one of the best flat ...No annual fee on the Active Cash card

View Issuer Profile

1 card

U.S. Bank

Minneapolis, MNEst. 1863

Existing U.S. Bank customers and dining enthusiasts who want high rewards on restaurants and streaming services with no annual fee.

Rewards Program

U.S. Bank Rewards

Altitude Go offers 4x dining rewards wit...Unique streaming service credits and per...

View Issuer Profile

Not Sure Which Issuer to Start With?

Take our Entrance Exam to find out which credit cards and issuers match your spending habits and financial goals.

Take the Entrance Exam