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Updated 2026-02-10
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ChaseEditor's PickLast verified: February 2026
Chase Sapphire Preferred® Card
Premium travel rewards card with flexible redemption and valuable transfer partners for maximizing points value.
on Chase's secure site
Welcome Bonus
60,000 points
Annual Fee
$95
Base Rewards
1x
APR
21.49% - 28.49%
Card Details at a Glance
Last verified: February 2026IssuerChase
Card CategoryTravel
Annual Fee$95
Regular APR21.49% - 28.49% (Variable)
Foreign Transaction FeeNone
Balance Transfer Fee5% (or $5 min)
Base Rewards Rate1x on all purchases
Credit Score NeededGood (700+)
Welcome Bonus60,000 points (spend $4,000 in 3 months)
Pros & Cons
Pros
- Generous 60,000 points welcome bonus (worth ~$750)
- No foreign transaction fees
- Earn 2x points on travel and dining
- 25% more value when redeeming through Chase Travel
- Transfer points to airline and hotel partners
Cons
- $95 annual fee
- High ongoing APR range (up to 28.49%)
- Requires good credit (700+) for best approval odds
- High spending requirement ($4,000) for welcome bonus
Who Is This Card Best For?
This card is ideal for the following types of cardholders:
Frequent travelers who want to earn and redeem travel rewards
Foodies who spend significantly on dining and restaurants
International travelers who make purchases abroad
Card Overview
Premium travel rewards card with flexible redemption and valuable transfer partners for maximizing points value.
Rewards at a Glance
travel2x
dining2x
onlineGroceries2x
Everything else1x
Key Highlights
- Earn 2x points on travel and dining
- 25% more value when redeeming through Chase Travel
- Transfer points to airline and hotel partners
- Trip cancellation and interruption insurance
- No foreign transaction fees
Like what you see?
Apply for the Chase Sapphire Preferred® Card directly on Chase's secure website.
Secure5-minute applicationInstant decision
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Ready to Apply?
Welcome Bonus
60,000 points
Spend $4,000 in 3 months
Estimated value: ~$750
Secure application on Chase's site
691 people applied this week
Key Benefits
- Earn 2x points on travel and dining
- 25% more value when redeeming through Chase Travel
- Transfer points to airline and hotel partners
- Trip cancellation and interruption insurance
- No foreign transaction fees
Why Trust Our Review?
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Updated 2026-02-10
All rates, fees, and bonus offers are subject to credit approval and may change without notice. Please verify current offers on issuer websites.