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Updated 2026-02-10
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23
hrs
59
min
59
sec
DiscoverLast verified: February 2026
Discover it® Chrome
Simple 2% cash back at gas stations and restaurants with Cashback Match in year one.
on Discover's secure site
Welcome Bonus
Cashback Match
Annual Fee
$0
Base Rewards
1x
APR
18.24% - 27.24%
Card Details at a Glance
Last verified: February 2026IssuerDiscover
Card CategoryCashback
Annual Fee$0 (No Annual Fee)
Regular APR18.24% - 27.24% (Variable)
Intro APR0% for 15 months
Foreign Transaction FeeNone
Balance Transfer Fee5% (or $5 min)
Base Rewards Rate1x on all purchases
Credit Score NeededGood (700+)
Welcome BonusDiscover matches all cash back earned in the first year
Pros & Cons
Pros
- Discover matches all cash back earned in the first year
- No annual fee
- No foreign transaction fees
- 0% intro APR for 15 months
- 2% cash back at gas stations and restaurants
Cons
- High ongoing APR range (up to 27.24%)
- Requires good credit (700+) for best approval odds
- 5% balance transfer fee
Who Is This Card Best For?
This card is ideal for the following types of cardholders:
People who prefer simple cash back over points systems
Foodies who spend significantly on dining and restaurants
Those who want strong rewards without paying an annual fee
Anyone needing 15 months of 0% interest on purchases
Card Overview
Simple 2% cash back at gas stations and restaurants with Cashback Match in year one.
Rewards at a Glance
gas2x
dining2x
Everything else1x
Key Highlights
- 2% cash back at gas stations and restaurants
- Cashback Match in first year
- 0% intro APR for 15 months
- No annual fee
- Free FICO score tracking
Like what you see?
Apply for the Discover it® Chrome directly on Discover's secure website.
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Ready to Apply?
Welcome Bonus
Discover matches all cash back earned in the first year
Estimated value: ~$200
Secure application on Discover's site
618 people applied this week
Key Benefits
- 2% cash back at gas stations and restaurants
- Cashback Match in first year
- 0% intro APR for 15 months
- No annual fee
- Free FICO score tracking
Why Trust Our Review?
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Updated 2026-02-10
All rates, fees, and bonus offers are subject to credit approval and may change without notice. Please verify current offers on issuer websites.