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Updated March 2026
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Best Credit Cards for Gas Stations (2026)

With gas prices remaining unpredictable, the right credit card can help offset fuel costs significantly. The best gas credit cards offer 2-5% back at gas stations, and some even include EV charging stations. Whether you drive daily for work or take frequent road trips, these cards put money back in your pocket every time you fill up.

How We Choose These Cards

Our methodology for ranking the best gas cards

1
Gas station rewards rate
2
Whether EV charging stations qualify
3
Quarterly or monthly spending caps
4
Additional commuter-friendly perks (transit, tolls)
5
Annual fee justification for gas rewards

All card data is verified against issuer websites and updated monthly. Last verified: March 2026. See our advertiser disclosure for details on how we are compensated.

Top 6 Gas Credit Cards

#1
CitiBest Overall

Citi® Custom Cash Card

Automatically earn 5% cash back on your top spending category each billing cycle.

Annual Fee
$0
Welcome Bonus
200 cash
~$200
Base Rewards
1x
Intro APR
0% / 15mo

Bonus Categories

5xtopCategory1xEverything else

Pros

  • 200 cash welcome bonus (~$200 value)
  • No annual fee
  • 0% intro APR for 15 months
  • Up to 5x on topCategory

Cons

  • 3% foreign transaction fee
  • High ongoing APR (up to 29.24%)

Key Benefits

  • 5% cash back on top spending category (up to $500/month)
  • Automatically tracks and applies bonus
  • 0% intro APR for 15 months on purchases and balance transfers
  • No annual fee
  • $200 welcome bonus
#2
American ExpressRunner-Up

Blue Cash Preferred® Card from American Express

Best cash back card for families with high grocery and streaming expenses.

Annual Fee
$95
Welcome Bonus
350 cash
~$350
Base Rewards
1x
Intro APR
0% / 12mo

Bonus Categories

6xgroceries6xstreaming3xtransit3xgas1xEverything else

Pros

  • 350 cash welcome bonus (~$350 value)
  • 0% intro APR for 12 months
  • Up to 6x on groceries, streaming, transit, gas
  • 6% cash back at U.S. supermarkets (up to $6k/year)

Cons

  • $95 annual fee
  • 2.7% foreign transaction fee
  • High ongoing APR (up to 29.99%)

Key Benefits

  • 6% cash back at U.S. supermarkets (up to $6k/year)
  • 6% on select streaming services
  • 3% on transit and gas stations
  • 0% intro APR for 12 months on purchases
  • $350 welcome bonus
#3
CitiThird Pick

Citi Premier® Card

Versatile travel and dining rewards card with valuable transfer partners and strong earning rates.

Annual Fee
$95
Welcome Bonus
75,000 points
~$750
Base Rewards
1x
Intro APR
N/A

Bonus Categories

3xtravel3xdining3xgroceries3xgas1xEverything else

Pros

  • 75,000 points welcome bonus (~$750 value)
  • No foreign transaction fees
  • Up to 3x on travel, dining, groceries, gas
  • 3x points on travel, dining, groceries, and gas

Cons

  • $95 annual fee
  • High ongoing APR (up to 29.24%)
  • $4,000 spend requirement for bonus

Key Benefits

  • 3x points on travel, dining, groceries, and gas
  • Transfer points to 18+ airline and hotel partners
  • No foreign transaction fees
  • Trip cancellation and delay protection
  • Complimentary Citi Entertainment access
#4
Discover

Discover it® Chrome

Simple 2% cash back at gas stations and restaurants with Cashback Match in year one.

Annual Fee
$0
Welcome Bonus
Cashback Match
~$200
Base Rewards
1x
Intro APR
0% / 15mo
#5
American Express

Blue Cash Everyday® Card from American Express

No annual fee cash back card with elevated rewards on everyday spending categories.

Annual Fee
$0
Welcome Bonus
200 cash
~$200
Base Rewards
1x
Intro APR
0% / 15mo
#6
Bank of America

Bank of America® Customized Cash Rewards Credit Card

Choose your own 3% cash back category and earn even more with Preferred Rewards.

Annual Fee
$0
Welcome Bonus
200 cash
~$200
Base Rewards
1x
Intro APR
N/A

Tips for Choosing a Gas Card

  • Some cards include EV charging stations in their gas rewards category.
  • The Citi Custom Cash automatically gives 5% back on gas if it is your top spending category.
  • Rotating category cards like Chase Freedom Flex often include gas stations in certain quarters.
  • Gas purchased inside convenience stores may not always code as a gas station purchase.
  • Consider combining a gas card with a general travel card for the best overall value.

Frequently Asked Questions

Related Categories

Find Your Perfect Card

Not sure which gas card is right for you? Take our personalized quiz for a custom recommendation.